Do you ever feel like you know just enough about Economic Recession to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from Economic Recession experts.

People in the prehistoric times are not the only ones in survival mode. Nowadays, people all over the world especially in the United States are feeling the heat of the prevailing economic recession. With the sudden downturn of the economy, a lot of people are more hard up than they were in previous years. Some have even lost their jobs or have lost their homes because of the real estate crash in recent months. The problem with rising costs of gas has also affected the prices of food and other products. Times right now are tighter and harder.

But this is not to say that times are impossible to survive on. In fact, with a little creativity and a lot of forbearance, you can actually ride the economic recession tide and come out the victor. In this survival game, the most likely to survive are those who are willing to change their lifestyle and adapt to the times. Here are some ways to survive the economic recession:

1. Save!
This is not the time to buy, buy and buy in the excess. Buy only those that you feel you can eat or use. Do not buy more than you need. That way, you can be sure that you will not be wasting food. If you don’t need additional clothes or things at home, don’t buy any. Save your money for other things that you will be needing in case emergency times are called for.

Saving does not only mean saving money but also saving in electricity, gas and water. You may not realize it but these are things that get a large chunk from your monthly expenses. The same goes with clothes and snacks. This is the time to scrimp. People will not think less of you when you do that.

If your Economic Recession facts are out-of-date, how will that affect your actions and decisions? Make certain you don’t let important Economic Recession information slip by you.

2. Plan ahead.
You may not want to become an obsessive-compulsive but there are a lot of advantages to being one. Planning ahead and keeping the household organized can help save you some money in utilities, gas and even food. Planning your meals for instance will help you determine just how much you need to purchase at the grocery stores. The same goes with the gas that you use when you cook food or the electricity that you consume when you use the microwave over.

Planning meals allow you to cook food at the same time. This saves energy big time. Designating a day to go to the laundry shop, the bank, the groceries and to do other errands will allow you to save on gas by going on one road trip instead of going on multiple trips to town. You can even plan your trips in between sending your kids to school.

3. Partner with your neighbors
If kids in your neighborhood go to the same school, ask the mothers to form some sort of group that will take turns sending the kids to school and fetching them afterwards. This will not only allow you to do more during the day, it will also save in gas as the kids travel in a carpool. If this is not viable, considering getting your kids into a school bus.

This way, you can be sure that your kid is safe and of course, school buses are cheaper than driving your kids to school everyday, truly a good option for kids in this time of economic recession.

This article’s coverage of the information is as complete as it can be today. But you should always leave open the possibility that future research could uncover new facts.

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The following article presents the very latest information on Economic Recession. If you have a particular interest in Economic Recession, then this informative article is required reading.

In mid-2008, we might be facing an economic recession in global proportions. There are important factors that caused this economic slowdown. These include the high oil prices which will lead to high prices of food. Since food production is dependent on the production process and transportation process on oil. This will be combined with the credit crisis and an increase in unemployment.

As early as January of 2008, the International Monetary Fund (IMF) already predicted that global economic growth will decline. It would be greatly affected by the United Stated Economy.

The IMF mentioned that the economic recession in the United States will be affected greatly by the financial market conditions and the continuing correction in the U.S. housing market. IMF predicted that the United States will have a mild recession in 2008 but will recover, although modest, in 2009.

Meanwhile, global growth would achieve little recovery in 2009, there is a 25 percent chance that the global economy would record 3 percent or less of growth in 2008 and 2009. This is already like saying that the world will encounter a recession.

United Nations has also predicted the same thing to happen. According to UN, the world economy growth was remarkable in 2007. There are more than 100 economies tat reported to have an increase of 3 percent. Meanwhile, developing countries are also showing promises. The economic growth average in developing countries was almost 70 percent.

Sometimes the most important aspects of a subject are not immediately obvious. Keep reading to get the complete picture.

But UN Conference on Trade and Development stated that there is clear disaster or danger for the world economy to standstill in 2008. The UN report stated that this economic standstill will hit many poor nations and would definitely end the boom in economic growth.

The United States economic decline on 2008 will greatly affect the global economy. Being one of the largest economy in the world. Some reckless practices has brought the looming recession in the United States; no down payment, no verification of income/ assets/ jobs, interest rate mortgages, negative amortization, and teaser rates. Approximately 50 to 60 percent of the loans made in the banks were done through these reckless practices.

Economic recessions are not only distinct in the United States. European countries are also getting affected by economic slowdown. Denmark was confirmed to be in a recession. The economic growth in Denmark declined by 0.6 percent in the first quarter of the year. While Estonia and Latvia both entered recession in the second quarter of the year. While Sweden showed zero growth in the second water of 2008.

The British economy is also being hit by rising oils prices and credit crisis. Telltale signs that the British economy is entering recession, when the housing market fell in 2007. In the next quarter, the housing market went down twice its former figure. Currently the economic growth in United Kingdom is zero. This would be next to the negative economic growth that happened in second quarter of 1992. The current slowdown has ended 16 years of continuous economic growth, the longest period of economic expansion in Britain since the 19th century.

Economic crisis is also happening in New Zealand whose economy’s growth declined by 0.3 percent. Meanwhile in Australia, consumer confidence fell into a 16 year low economic growth in July. South Africa is being warned that it will enter a recession by this year. Japan has experienced a drop in economic growth, the first time in five years. Meanwhile, Canada’s economic growth has shrank in the first quarter of the year.

About the Author
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Your business will surely be affected during an economic recession. If you don’t find ways to make it ride out the storm, chances are you will have to file for bankruptcy and close. Fortunately, there are things you can do to keep it afloat.

Remember that the heart of every business is customer service. If you give special treatment to your customers, these people will leave feeling satisfied and always come back. This is something that your employees must understand because if they don’t, these individuals will be the first one to go since you have to cut back on your expenses.

One way of doing that is to reeducate your employees. You can hold seminars on customer service or simply give them a refresher course of the products and services that you are offering because this will impress the customer the moment they walk in through the door.

You should also motivate them because good morale always achieves positive results. Being the owner of the business, you should lead by example by rendering longer hours at work. If they see you are doing whatever it takes to stay afloat, they will do the same because again, their jobs are on the line and they could be dismissed if things get worse.

Most businesses think that letting people go is always the first option. You don’t have to make the same mistake when these reductions can be made elsewhere as long as quality is not compromised. If you have to buy things, see if you can get longer credit periods or better rates so large expenses can become smaller ones making it easy to manage.

Once you begin to move beyond basic background information, you begin to realize that there’s more to Economic Recession than you may have first thought.

It is always nice to have customers pay in cash but during an economic recession, that is hard for the consumer so if you don’t use a credit card machine yet, now will be a good time to get one. Studies have shown that more people will be able to buy from you using a credit card especially during a time of financial downturn.

The objective of any business is to make money so part of surviving an economic recession will be also to lower your profit margins. By informing your customers of this move, they will be able to buy more at a very reasonable price. You can raise prices again when things get better since such a crisis is only temporary.

Instead of relying on people coming through your door, you can also look at other ways to promote your business. One of the most affordable ones to date is the internet so create your own website. If you can’t do this on your own, hire someone to do it and then make sure that is it both attractive and interactive.

Other businesses are also feeling the crunch and they are also doing their best to stay afloat. Ask around what they are doing and share the same information as well so you will have other ideas and options when the ones you have right now are not working.

We are not yet out of the woods in the recent economic recession. A lot of people are still losing their jobs and their homes, which is why it is important for you to take the steps mentioned rather than doing nothing and hoping for a miracle.

If you’ve picked some pointers about Economic Recession that you can put into action, then by all means, do so. You won’t really be able to gain any benefits from your new knowledge if you don’t use it.

About the Author
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Economic recession is gripping the country. This can be seen in the job losses and the rapidly increasing cost of living in the United States. This is perhaps why the upcoming elections is all the more crucial as it would determine just who will be “unlucky” enough to preside over such a messy economic condition. But politics aside, there are ways to survive the economic recession while the race to the elections is still going on. Here are some tips on how to deal with this cashless scenario.

1. Don’t waste food
Food like veggies and bread may not be as expensive as other products such as meat, fish and rice but this does not mean that you can waste it or throw the food away. Teach your kids to get only the food that they can eat and if they want more, they can always get a second helping. This way, no food is wasted especially now that you can’t afford to throw away food.

2. Plan your meals
Plan your meals ahead by making a dish schedule at home. This will allow you to determine what to buy at the groceries at a particular time. Having a schedule also allows you to know how much is needed so that you will not be buying more than you can chew literally.

In planning meals, make sure also that you include dishes that is more or less similar in ingredients. That way, you can buy in bulk for the rest of the week, which is less costly, but will be able to use the ingredients in multiple dishes.

Is everything making sense so far? If not, I’m sure that with just a little more reading, all the facts will fall into place.

3. Learn to recycle food
Food can be eaten the next day. Just put it inside the refrigerator after eating and then reheat it the next day. Make sure though that you use serving spoon for the dishes to avoid spoilage. Practice clean hygiene too when you are eating to also minimize spoilage.

If your family do not want to eat the same dish for the next day, be creative and whip up a new dish using the old one that you cooked. Some people fry or grill the dish or use the dish as an ingredient into another dish. It’s up to you.

4. Walk!
With the rising prices of gas, a kilometer can cost you a lot! So, bring out those rubber shoes and prepare to walk those blocks. If you are just going to visit a neighbor or just buying bread from the local store a couple of blocks away, use the trip to do some brisk walking. Doing this will save your money and will also save you from illnesses. Remember that walking is a very good exercise. Not only does it help in building the muscles in the legs and in keeping people fit, it also strengthens the lungs and the heart.

5. Save on water and electricity
You may not realize it but you may be paying more for your utilities than most people with the same number of people in your households. So, don’t waste those water and electricity. Turn off the lights when you leave the room or when you are going to sleep. Put your television sets in sleep mode or on automatic shut off. When it comes to water, shut off the faucet when you are soaping your hands.

That way, you are not wasting money paying off utilities that you are not actually using. This will go a long long way when it comes to dealing with economic recession.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO to claim your $1 trial membership!

Economic recession is defined to be a period of time (two consecutive quarters) where there is dismal or negative growth in an economy of a specific region or country. Economic recession has different effects on each sector of a nation. A particular sector could experience an impact that could distinctive only in his or her sector.

Women comprises half of the world’s population. During recessions, there is a relative downturn on women’s employment that ever before. Before the United States’ recession in 2001, women were not greatly affected by the economic recession. However, after the 2001 recession in the United States, omen started losing a lot of jobs.

Women also experience low employment rates. Families rely on women’s employment to boost the family income during a recession. According to the United States Bureau of Labor Statistics:

1. When women lose jobs, families lose a substantial share of the income. Women salaries are said to be one third of the whole family budget.

2. Over the past 30 years, families who have a working wife have seen real increases in family income.

3. During the 2001 recession, women were hit harder by unemployment than men.

4. After the recession of 2001, women were able to get back to their jobs but where unable to gain or experience any increase in their employment rates.

Once you begin to move beyond basic background information, you begin to realize that there’s more to Economic Recession than you may have first thought.

5. Women are said to be harder hit by the 2008 recession since women are disproportionately represented in state and local government services.

Women are also greatly affected by job losses during economic recession. Women are said to be the last person to be hired, but the last person to be fired. Unlike women, men shows stable numbers since United States had experienced the economic recession

Between March 2001 and August 2004, women lost jobs in a number of key industries. Women lost 347,000 jobs in information alone. In retail industries, women lost 367,000 jobs. The biggest lost will be in the manufacturing industry which cost women over a million jobs. These numbers are just in the United States alone.

Unemployment rate among adult women workers rise faster compared to men workers. From 3.8 percent in March 2007 it went up to 4.6 percent in March 2008. There is also a significant effect on the wage of women compared to men. Women’s wages are more unstable than men’s wages.

Women have the tendency or risk of seeing large drops in income than men do. It has been culturally imbedded (based on gender analysis of events) that women’s income just fill in the disparity of men’s wage in terms of providing for the family. Thus women’s wage not being a major source of funds is more at risk of deduction.

In developing countries, women are facing poverty brought about by economic recession blowing out of proportions. With lack of work opportunities and immense poverty, women are forced to enter into prostitution and white slavery.

When economic recession hit in Asia in mid- 1997, women was the hardest hit by the crisis. Many women who have entered these industries come from rural areas because they could no longer sustain themselves and their families. Because of the recession, a lot of employees were released from their work. Women, carrying the burden of providing for their families were provided no other options.

Southeast Asian countries were deeply affected by the financial crisis and were left with social scars. Whenever economic recession or crisis similar to this happens, women and children bear the scars.

About the Author
By Anders Eriksson, author of this Free Adsense eBook — make sure to claim your free adsense ebook download!

People in the prehistoric times are not the only ones in survival mode. Nowadays, people all over the world especially in the United States are feeling the heat of the prevailing economic recession. With the sudden downturn of the economy, a lot of people are more hard up than they were in previous years. Some have even lost their jobs or have lost their homes because of the real estate crash in recent months. The problem with rising costs of gas has also affected the prices of food and other products. Times right now are tighter and harder.

But this is not to say that times are impossible to survive on. In fact, with a little creativity and a lot of forbearance, you can actually ride the economic recession tide and come out the victor. In this survival game, the most likely to survive are those who are willing to change their lifestyle and adapt to the times. Here are some ways to survive the economic recession:

1. Save!
This is not the time to buy, buy and buy in the excess. Buy only those that you feel you can eat or use. Do not buy more than you need. That way, you can be sure that you will not be wasting food. If you don’t need additional clothes or things at home, don’t buy any. Save your money for other things that you will be needing in case emergency times are called for.

Saving does not only mean saving money but also saving in electricity, gas and water. You may not realize it but these are things that get a large chunk from your monthly expenses. The same goes with clothes and snacks. This is the time to scrimp. People will not think less of you when you do that.

Now that we’ve covered those aspects of Economic Recession, let’s turn to some of the other factors that need to be considered.

2. Plan ahead.
You may not want to become an obsessive-compulsive but there are a lot of advantages to being one. Planning ahead and keeping the household organized can help save you some money in utilities, gas and even food. Planning your meals for instance will help you determine just how much you need to purchase at the grocery stores. The same goes with the gas that you use when you cook food or the electricity that you consume when you use the microwave over.

Planning meals allow you to cook food at the same time. This saves energy big time. Designating a day to go to the laundry shop, the bank, the groceries and to do other errands will allow you to save on gas by going on one road trip instead of going on multiple trips to town. You can even plan your trips in between sending your kids to school.

3. Partner with your neighbors
If kids in your neighborhood go to the same school, ask the mothers to form some sort of group that will take turns sending the kids to school and fetching them afterwards. This will not only allow you to do more during the day, it will also save in gas as the kids travel in a carpool. If this is not viable, considering getting your kids into a school bus.

This way, you can be sure that your kid is safe and of course, school buses are cheaper than driving your kids to school everyday, truly a good option for kids in this time of economic recession.

About the Author
By Anders Eriksson, author of this Free Adsense eBook — make sure to claim your free adsense ebook download!

So what is Economic Recession really all about? The following report includes some fascinating information about Economic Recession–info you can use, not just the old stuff they used to tell you.

An economic slowdown can happen at any time so you should be prepared for it. Here a few tips so you don’t get caught with your pants down until things get better.

1. If you are in debt, get out as quickly as possible. If you need help, see if you can consult with a financial adviser who can help set your budget for you.

2. You should also switch your bills to cheaper services. This includes electricity, gas, mobile phone, television broadband packages, insurance and maybe even your bank account.

3. There should also be cuts in daily spending. If you buy a lot in the grocery, see to it that you finish whatever there is first before you decide to replenish it. If there are items in promo, buy them instead of what you buy usually because they could be just as good or even better than what you are used to getting.

4. See if you can get free samples. This may sound silly but you are sure to find a few every time you visit the grocery. You can also cut out some vouchers in magazines and then redeem it on your next visit.

5. For those who go to work, instead of going out and having lunch, make it at home then bring it with you to the office. This includes coffee which you can put in a flask if there isn’t any being offered.

6. You should also conserve on energy by lowering your electricity bills and fuel costs. Perhaps you can ask your boss if you can work at home two or three times a week. If this is not possible, see if you can carpool with someone from the office.

Sometimes the most important aspects of a subject are not immediately obvious. Keep reading to get the complete picture.

7. If you own a large vehicle, perhaps it is time to sell it or trade it in for a smaller one because of better mileage.

8. As for your electricity, see if you can change your light bulbs to those with lower wattage. Perhaps you can also put your heater down by one degree, reinsulated the place or stop drafts coming from the windows and doors.

9. Reducing your expenses are not the only ways to survive an economic recession. You can also make money by selling some stuff in a garage sale or renting out a spare room if there is someone out there who needs a place to stay.

10. If you work in an industry that gets badly hit when cash is tight, perhaps it is time to switch to another career that is more stable.

11. Since that will take some time and you will have to go to school for awhile, you can also engage in some other business on the side like bake cookies or sell some of your vegetables in your garden. Everyone has a niche so you just have to know what it is.

12. The last thing you can do to survive an economic recession is to take advantage of the situation. If you have the money, invest in long term investments so you can sell it when the economy has improved.

An economic recession is a fact of life and this often lasts for months, which is why it is better to be prepared. You should remember that your ability to stay financially stable is the only way you can deal with a potential loss of income and also inflated prices.

There’s no doubt that the topic of Economic Recession can be fascinating. If you still have unanswered questions about Economic Recession, you may find what you’re looking for in the next article.

About the Author
By Anders Eriksson, feel free to visit my latest acquisition: Free Google Traffic System and make sure to visit my bonus site!

The following article presents the very latest information on Economic Recession. If you have a particular interest in Economic Recession, then this informative article is required reading.

A country’s economy operates in a cycle. Sometimes you are up and sometimes you are down below. An economic recession is the low part of that cycle. People do not notice that it is happening before because government was swift to act on it and its policies and clout were able to stabilize the country’s economy before much damage is done. However, recently, the efforts of the government and their policies were not enough to stop the downward spiral of the country’s economy.

With rising costs in oil affecting the prices of basic commodities, people are scrimping on their purchases. This has affected companies leading to job losses and financial problems. The real estate industry has also crashed leaving many foreclosed properties because people just can’t afford to pay the monthly premium anymore. The same goes with the banking and insurance sectors who are also feeling the heat of the economic recession.

But what is it really about? How can economic recession affect our daily lives and how is the government responding to it. Here are some of the things that you should know about recession and the things that it can do to you if you don’t watch out.

1. It can make you lose your job
Economic recession is a period known for job cuts. When demand for products lessened and companies lose their money, the only way they can survive is to cut jobs. And this they cab justify as there will also be reduction in production. If you are one of the unlucky few who are working for a company experiencing such losses, you may stand to lose your job.

If you find yourself confused by what you’ve read to this point, don’t despair. Everything should be crystal clear by the time you finish.

To prepare for this eventuality, try to check the background of your company. Listen to the office grapevine about potential losses. Usually, you will know if a company is losing money. If you feel that your company is losing money, make a back up plan just in case you lose your job. This is especially true if you are working in the assembly line or in the production line.

2. It can make life harder
Prices will often be high during an economic recession. This is because fewer supply of products will cause a rise in the prices. Although government will try to balance the situation out by introducing tax cuts, this may not help the situation especially if there have been many job losses.

Besides this, outlook in life will also be more pessimistic and sadder. People will try to scrimp on their expenses, no longer going for their usual entertainment. Although, there has been a study that movie tickets sales go up during recession. This is perhaps because people want to forget their problems for a while and just enjoy the world of the make believe.

3. It is not forever
One hopeful thing that people can look forward to is the fact that economic recession is not forever. As mentioned before, recession is a cycle and when you are down, the only way you can go is up. That is why, for the meantime the goal during these trying times is to ride the waves and survive. There is no need to panic or to worry about the future. You’ll see, everything will right itself.

About the Author
By Anders Eriksson, feel free to visit my latest venture: GVO and make sure to claim your $1 trial membership!

What is an economic recession? This occurs when there is a significant decline in the economy which usually lasts for months. This is visible in terms of consumer spending, employment, industrial production, real income and wholesale trade. A technical indicator of this is 2 consecutive quarters of negative growth which is measured by the country’s GDP or gross domestic product.

Experts say that an economic recession is normal because it is part of the business cycle and things usually improve within 16 to 18 months.

During the business cycle, there is a period of recovery, expansion, slowdown and then recession. During recovery, the GDP of a country starts to move up. When the GDP grows robustly, this is the time that it expands. When consumers are not buying that much, this is when you have a slowdown. Because there is weaker demand, you have a recession.

The last economic recession occurred in 2000 and 2001 which featured three quarters of negative growth followed by three positive quarters then five more quarters of sub par growth. Experts say that the same trend will happen right now.

One solution that the government usually does is lower interest rates to help stimulate the economy. Just last year, the Federal government slashed interest rates three times towards the end of the third and fourth quarter year so that overnight loans between banks could be borrowed at 4.25% which happens to be its lowest in the past 2 years.

How can you put a limit on learning more? The next section may contain that one little bit of wisdom that changes everything.

What makes the economic recession different from what occurred after the Second World War is that this one is caused by falling home values and a crisis of confidence among fixed income investors.

Despite the fact that the country has endured this time and again for over 50 years, there is still no way to predict when it will happen.

Some use the stock market as an indicator. Others use the inverted yield curve which uses yields on a 10 year and three month Treasury securities and the Fed’s overnight fund’s rate. The unemployment rate is also another which happens to be one of the things that make up the index of leading indicators.

There are people in the Bush administration who do want to call it an economic recession because this will make people panic but there are others who are brave enough to admit that it is here. Since it is going to be some time before the economy recovers again, everyone is advised to stay calm, save up and look for long term investments worth going into.

Apart from the war in Iraq, the economy is going to be one of the critical issues that both candidates have to address as they are campaigning for the highest post in the land. Whoever wins, they have to find a way to reduce the unemployment rate, help people save their homes and a lot of other things that affect the average American household.

An economic recession lasts months at a time. If it should continue for a much longer period, then this is called a depression which is something that the world and not only the US experienced at the end of the First World War. This lasted for up to 4 years that many hope will never happen again.

Knowing enough about Economic Recession to make solid, informed choices cuts down on the fear factor. If you apply what you’ve just learned about Economic Recession, you should have nothing to worry about.

About the Author
By Anders Eriksson, owner of this site as well: Wealth Upgrade Club (click to claim your FREE membership)!

When most people think of Economic Recession, what comes to mind is usually basic information that’s not particularly interesting or beneficial. But there’s a lot more to Economic Recession than just the basics.

A lot of people think that an economic recession is bad. While that is partly true, there are certain benefits.

When the economy is in recession, it won’t be long that you will get a check from the Internal Revenue Service or IRS. This may amount from $300 to $1,200 which is the government’s way to help the economy.

If you are wondering how much you will get, compute for this using the economic stimulus tax calculator. This is considered to be a rebate so if you didn’t get it this year, you will in 2009. This was done when the economy was in recession in 2000 but most of the checks came in when the economy was recovering a year later.

During an economic recession, majority of bonds and stocks are undervalued. This means it is bargain to buy them right now so go for it! Before you go on a shopping spree, find out which company’s shares will do better once the economy recovers. With that in mind, it will be easy to decide which one you should invest in. It is also possible to buy new homes when the prices have gone to an all time low.

One solution to curb the economic recession is for the Federal Reserve to lower interest rates. This means that as long as you have good credit ratings, you will be able to borrow money from the bank.

Those of you not familiar with the latest on Economic Recession now have at least a basic understanding. But there’s more to come.

As a consumer, an economic recession brings tax breaks. What happens is that you don’t have to pay the IRS that much this year because of a deduction for private mortgage insurance which happens to be an extension of the sales tax write off and also a boost in the alternative minimum tax exemption amount.

If you are still working, an economic recession may also increase retirement account limits. You can do this by using your rebate check to turbocharge your retirement savings and investing this in a Roth or Traditional IRA. Some people have decided to invest it in both.

Should your gross income is $100,000 and below, you can now roll over your 401(k) directly into a Roth IRA without having your funds go through a Rollover Traditional IRA first. But if your income is above $100,000, just wait until 2010 when the income limit disappears so that you too can invest this into your retirement account.

There are people who say that an economic recession is also good for the environment because the consumer will be forced to cut costs. People will more likely trade in their sports utility vehicles or SUV’s for more fuel efficient vehicles. This in turn will reduce the number of carbon gases that are released into the air. Unfortunately, industries won’t be able to do the same.

Instead of going to the store to buy something you like, more people will order and purchase the same items online thus increasing business over the web. The same goes for advertising because it is much cheaper to do this online that billboards or newspapers.

There are benefits to an economic recession even if many of us see that nothing good comes out of it. The only consolation is that it is only temporary and the economy will recover by late this year or early next.

About the Author
By Anders Eriksson, owner of this site as well: Wealth Upgrade Club (click to claim your FREE membership)!